:root{
  --bg:#f6f3ee;
  --paper:#ffffff;
  --ink:#0f2130;
  --ink-soft:#4d5a67;
  --muted:#6d7680;
  --line:#e6ddd2;
  --primary:#0f2f46;
  --primary-2:#17465f;
  --accent:#ef8b74;
  --accent-2:#ffb89f;
  --soft:#fff6ef;
  --mint:#cfe9e6;
  --health:#1f7d63;
  --life:#9a3342;
  --pension:#a86b22;
  --savings:#597330;
  --tulip:#8b4db1;
  --shadow:0 18px 50px rgba(15,33,48,.08);
  --radius:24px;
  --radius-sm:16px;
  --container:min(1180px, calc(100vw - 36px));
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:linear-gradient(180deg,#f9f6f2 0%, #f5f1eb 40%, #f8f6f3 100%);color:var(--ink);font:16px/1.6 Inter, ui-sans-serif, -apple-system, BlinkMacSystemFont, 'Segoe UI', Roboto, Helvetica, Arial, sans-serif;-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
a{color:inherit;text-decoration:none}
img{max-width:100%;display:block}
button,input,select,textarea{font:inherit}
.container{width:var(--container);margin:0 auto}
.skip-link{position:absolute;left:-9999px}
.skip-link:focus{left:16px;top:16px;background:#fff;padding:8px 12px;border-radius:8px;z-index:40}
.site-header{position:sticky;top:0;z-index:30;background:rgba(249,246,242,.85);backdrop-filter:blur(14px);border-bottom:1px solid rgba(15,33,48,.06)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:86px}
.brand{display:flex;align-items:center;gap:14px;min-width:0}
.brand img{height:44px;width:auto}
.brand-words{display:flex;flex-direction:column;min-width:0}
.brand-words strong{font:700 1.12rem/1.05 'Iowan Old Style', 'Palatino Linotype', Georgia, serif;letter-spacing:.01em}
.brand-words small{font-size:.74rem;letter-spacing:.18em;color:var(--muted)}
.desktop-nav{display:flex;gap:24px;align-items:center}
.desktop-nav a{color:var(--ink-soft);font-weight:600;font-size:.97rem;position:relative}
.desktop-nav a::after{content:"";position:absolute;left:0;right:0;bottom:-8px;height:2px;background:var(--accent);transform:scaleX(0);transform-origin:left;transition:.22s}
.desktop-nav a:hover{color:var(--ink)}
.desktop-nav a:hover::after{transform:scaleX(1)}
.header-actions{display:flex;align-items:center;gap:12px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:14px 22px;border-radius:999px;border:1px solid transparent;font-weight:700;transition:transform .18s ease, box-shadow .18s ease, background .18s ease, color .18s ease;cursor:pointer;white-space:nowrap}
.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--primary);color:#fff;box-shadow:0 10px 24px rgba(15,47,70,.18)}
.btn-primary:hover{background:var(--primary-2)}
.btn-accent{background:var(--accent);color:#211a17;box-shadow:0 10px 24px rgba(239,139,116,.24)}
.btn-accent:hover{background:#f39a84}
.btn-soft{background:rgba(255,255,255,.8);border-color:rgba(15,33,48,.12);color:var(--ink)}
.btn-soft:hover{background:#fff}
.btn-small{padding:11px 18px;font-size:.93rem}
.menu-button{display:none;width:46px;height:46px;border-radius:50%;border:1px solid rgba(15,33,48,.12);background:#fff;justify-content:center;align-items:center;flex-direction:column;gap:4px;cursor:pointer}
.menu-button span{width:18px;height:2px;background:#1b2d3d;border-radius:2px}
.mobile-nav{display:none;padding:0 0 16px}
.mobile-nav a{display:block;padding:12px 0;border-bottom:1px solid rgba(15,33,48,.06);font-weight:600;color:var(--ink-soft)}
.hero{padding:34px 0 26px}
.hero-shell{position:relative;background:linear-gradient(135deg,#fff 0%,#fff9f4 58%,#f2fbfb 100%);border:1px solid rgba(15,33,48,.06);border-radius:32px;box-shadow:var(--shadow);overflow:hidden;padding:24px 24px 18px}
.hero-shell::before{content:"";position:absolute;inset:auto auto 0 -8%;width:42%;height:55%;background:radial-gradient(circle, rgba(239,139,116,.17) 0%, rgba(239,139,116,0) 68%)}
.hero-shell::after{content:"";position:absolute;inset:0 -10% auto auto;width:48%;height:60%;background:radial-gradient(circle, rgba(46,121,128,.12) 0%, rgba(46,121,128,0) 70%)}
.hero-top{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:8px 6px 20px}
.hero-kicker{display:inline-flex;align-items:center;gap:10px;color:#4e5a66;font-weight:700;font-size:.8rem;letter-spacing:.18em;text-transform:uppercase}
.hero-kicker::before{content:"";width:10px;height:10px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 6px rgba(239,139,116,.18)}
.hero-phone{display:flex;align-items:center;gap:14px;background:rgba(255,255,255,.9);border:1px solid rgba(15,33,48,.08);border-radius:999px;padding:10px 12px 10px 16px;box-shadow:0 8px 22px rgba(15,33,48,.06)}
.hero-phone small{display:block;color:var(--muted);font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;line-height:1.2}
.hero-phone a{font-size:1.16rem;font-weight:800;line-height:1;color:var(--primary)}
.hero-stage{position:relative;min-height:550px}
.hero-slide{display:grid;grid-template-columns:1.06fr .94fr;align-items:center;gap:28px;position:absolute;inset:0;opacity:0;pointer-events:none;transform:translateY(14px);transition:opacity .45s ease, transform .45s ease}
.hero-slide.active{opacity:1;pointer-events:auto;transform:none}
.hero-copy{padding:8px 6px 24px 6px}
.hero-chip{display:inline-flex;align-items:center;gap:10px;padding:8px 14px;border-radius:999px;background:#fff;border:1px solid rgba(15,33,48,.08);font-size:.82rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:var(--ink-soft)}
.hero-chip .chip-icon{display:inline-grid;place-items:center;width:26px;height:26px;border-radius:50%;font-weight:900;color:#fff;font-size:1rem}
.cat-health{background:var(--health)}
.cat-life{background:var(--life)}
.cat-pension{background:var(--pension)}
.cat-savings{background:var(--savings)}
.cat-tulip{background:var(--tulip)}
.hero-copy :is(h1,h2){margin:18px 0 12px;font:700 clamp(2.35rem, 4.8vw, 4.75rem)/.95 'Iowan Old Style', 'Palatino Linotype', Georgia, serif;letter-spacing:-.03em;max-width:12ch}
.hero-copy :is(h1,h2) em{font-style:italic;color:var(--primary-2)}
.hero-copy p{margin:0 0 16px;color:var(--ink-soft);font-size:1.08rem;max-width:60ch}
.hero-copy p strong{color:var(--ink)}
.hero-amount{margin:16px 0 18px;display:flex;align-items:end;gap:14px;flex-wrap:wrap}
.hero-amount small{font-size:.9rem;letter-spacing:.16em;text-transform:uppercase;color:var(--muted);font-weight:800}
.hero-amount strong{font-size:clamp(2.5rem, 5.8vw, 5rem);line-height:.9;letter-spacing:-.05em;font-weight:900;color:var(--primary)}
.hero-amount strong span{font-size:.62em;vertical-align:12px}
.hero-badges{display:flex;gap:10px;flex-wrap:wrap;margin:0 0 22px;padding:0;list-style:none}
.hero-badges li{padding:10px 14px;border-radius:999px;background:#fff;border:1px solid rgba(15,33,48,.08);font-weight:700;color:#41505d;font-size:.94rem}
.hero-actions{display:flex;gap:12px;flex-wrap:wrap}
.hero-note{margin-top:16px;color:#7a838d;font-size:.87rem;max-width:68ch}
.hero-visual{position:relative;min-height:490px;border-radius:28px;background:linear-gradient(160deg, rgba(15,47,70,.95) 0%, rgba(22,77,95,.95) 100%);overflow:hidden;color:#fff;display:grid;place-items:center;padding:24px}
.hero-visual::before{content:"";position:absolute;inset:-10% auto auto -12%;width:220px;height:220px;border-radius:50%;background:radial-gradient(circle, rgba(255,184,159,.4) 0%, rgba(255,184,159,0) 72%)}
.hero-visual::after{content:"";position:absolute;inset:auto -8% -12% auto;width:260px;height:260px;border-radius:50%;background:radial-gradient(circle, rgba(207,233,230,.28) 0%, rgba(207,233,230,0) 72%)}
.visual-frame{position:relative;width:100%;height:100%;border-radius:24px;background:linear-gradient(180deg, rgba(255,255,255,.12), rgba(255,255,255,.06));border:1px solid rgba(255,255,255,.16);padding:24px;display:flex;flex-direction:column;justify-content:space-between;overflow:hidden}
.visual-kicker{display:flex;justify-content:space-between;align-items:center;gap:16px;font-size:.8rem;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.72);font-weight:700}
.visual-topline{display:flex;gap:10px;align-items:center}
.visual-card{display:grid;grid-template-columns:1fr auto;gap:14px;align-items:end}
.visual-card h3{margin:0;font:700 clamp(1.8rem, 2.8vw, 2.8rem)/.96 'Iowan Old Style', Georgia, serif;letter-spacing:-.03em;max-width:9ch}
.visual-card p{margin:10px 0 0;color:rgba(255,255,255,.76);max-width:28ch}
.visual-icon{width:92px;height:92px;border-radius:28px;background:rgba(255,255,255,.16);display:grid;place-items:center;font-size:3rem;backdrop-filter:blur(4px)}
.visual-scene{position:relative;min-height:220px;margin-top:10px;padding-top:12px}
.person,.shape,.ground,.bench,.pig{position:absolute}
.ground{left:-10%;right:-10%;bottom:-18px;height:94px;border-radius:50% 50% 0 0;background:rgba(255,255,255,.1)}
.person{bottom:40px;width:88px;height:156px}
.person .head{width:50px;height:50px;border-radius:50%;background:#f3d4c7;position:absolute;left:19px;top:0;box-shadow:0 2px 0 rgba(0,0,0,.03)}
.person .body{position:absolute;left:8px;top:40px;width:72px;height:86px;border-radius:26px 26px 18px 18px;background:#f9f7f5}
.person .legs{position:absolute;left:21px;top:114px;width:46px;height:38px;border-radius:18px;background:#c8e4df}
.person.small{transform:scale(.76);transform-origin:bottom left}
.person.dark .body{background:#ef8b74}.person.dark .legs{background:#f1d6ba}
.person.blue .body{background:#cfe9e6}.person.blue .legs{background:#f9f7f5}
.person.gold .body{background:#ffd28d}.person.gold .legs{background:#f9f7f5}
.person.purple .body{background:#d6c2e8}.person.purple .legs{background:#f9f7f5}
.shape{border-radius:999px;background:rgba(255,255,255,.12)}
.shape.s1{width:130px;height:130px;top:18px;right:14px}
.shape.s2{width:62px;height:62px;top:108px;left:0;background:rgba(255,184,159,.28)}
.shape.s3{width:84px;height:84px;bottom:28px;right:48px;background:rgba(207,233,230,.24)}
.bench{left:44%;bottom:68px;width:108px;height:14px;border-radius:20px;background:#f3e2cd}
.bench::before,.bench::after{content:"";position:absolute;bottom:-28px;width:8px;height:32px;background:#f3e2cd;border-radius:6px}
.bench::before{left:16px}.bench::after{right:16px}
.pig{left:48%;bottom:92px;width:112px;height:74px;border-radius:40px;background:#ffd9c7}
.pig::before{content:"";position:absolute;left:78px;top:18px;width:28px;height:24px;border-radius:14px;background:#ffd9c7}
.pig::after{content:"";position:absolute;left:34px;top:-8px;width:34px;height:8px;border-radius:8px;background:#fff}
.pig .snout,.pig .leg1,.pig .leg2,.pig .tail{position:absolute;background:#ef8b74}
.pig .snout{left:92px;top:24px;width:16px;height:14px;border-radius:8px}
.pig .leg1,.pig .leg2{bottom:-12px;width:10px;height:16px;border-radius:6px;background:#f2b29d}
.pig .leg1{left:20px}.pig .leg2{left:66px}
.pig .tail{width:18px;height:18px;border:3px solid #f2b29d;border-left-color:transparent;border-bottom-color:transparent;background:transparent;left:-8px;top:22px;border-radius:50%}
.coin-stack{position:absolute;bottom:92px;left:34px;display:flex;gap:8px;align-items:flex-end}
.coin-stack span{display:block;width:44px;background:#ffca70;border-radius:12px 12px 8px 8px;border:1px solid rgba(255,255,255,.25)}
.coin-stack span:nth-child(1){height:44px}.coin-stack span:nth-child(2){height:66px}.coin-stack span:nth-child(3){height:92px}
.leaf-stem{position:absolute;right:54px;bottom:90px;width:4px;height:110px;background:#cfe9e6;border-radius:4px}
.leaf-stem::before,.leaf-stem::after{content:"";position:absolute;width:54px;height:28px;background:#cfe9e6;border-radius:54px 54px 54px 0}
.leaf-stem::before{left:-10px;top:18px;transform:rotate(-22deg)}
.leaf-stem::after{left:-42px;top:58px;transform:scaleX(-1) rotate(-22deg)}
.hero-controls{display:flex;align-items:center;justify-content:space-between;gap:16px;padding:18px 4px 6px}
.hero-dots{display:flex;gap:10px;align-items:center;flex-wrap:wrap}
.hero-dot{width:12px;height:12px;border-radius:50%;border:none;background:#c9c7c2;cursor:pointer;transition:transform .18s, background .18s}
.hero-dot.active{background:var(--primary);transform:scale(1.16)}
.hero-arrows{display:flex;gap:10px}
.hero-arrow{width:46px;height:46px;border-radius:50%;border:1px solid rgba(15,33,48,.12);background:#fff;color:var(--ink);display:grid;place-items:center;cursor:pointer;font-size:1.1rem}
.hero-arrow:hover{background:#f4efe8}
.section{padding:68px 0}
.section-head{display:grid;grid-template-columns:1.1fr .9fr;gap:26px;align-items:end;margin-bottom:28px}
.eyebrow{display:inline-block;margin-bottom:12px;font-size:.82rem;letter-spacing:.18em;text-transform:uppercase;font-weight:800;color:#6f7780}
.section-head h2,.contact-copy h2,.about-copy h2{margin:0;font:700 clamp(2rem,4vw,3.35rem)/.98 'Iowan Old Style', Georgia, serif;letter-spacing:-.03em}
.section-head h2 em,.contact-copy h2 em,.about-copy h2 em{font-style:italic;color:var(--primary-2)}
.section-head p,.about-copy p,.contact-copy p{margin:0;color:var(--ink-soft);font-size:1.03rem}
.filter-bar{display:flex;gap:10px;flex-wrap:wrap;margin-bottom:20px}
.filter-btn{border:none;border-radius:999px;background:#fff;padding:12px 16px;font-weight:700;color:#5b6772;cursor:pointer;box-shadow:inset 0 0 0 1px rgba(15,33,48,.08)}
.filter-btn.active{background:var(--primary);color:#fff;box-shadow:none}
.product-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card{background:#fff;border-radius:24px;border:1px solid rgba(15,33,48,.06);padding:22px;box-shadow:var(--shadow);display:flex;flex-direction:column;gap:16px}
.card.hidden{display:none}
.card-top{display:flex;justify-content:space-between;gap:12px;align-items:flex-start}
.card-icon{width:48px;height:48px;border-radius:16px;display:grid;place-items:center;font-size:1.45rem;color:#fff;font-weight:800;flex:0 0 auto}
.card-tag{font-size:.76rem;letter-spacing:.12em;text-transform:uppercase;font-weight:800;color:#6f7780}
.card h3{margin:6px 0 6px;font-size:1.25rem;line-height:1.18}
.card p{margin:0;color:var(--ink-soft);font-size:.98rem}
.card-meta{display:flex;gap:10px;flex-wrap:wrap;margin-top:auto}
.meta-pill{padding:7px 10px;border-radius:999px;background:#f7f2ea;color:#55616c;font-size:.86rem;font-weight:700}
.card-actions{display:flex;gap:10px;flex-wrap:wrap;padding-top:4px}
.footnote{margin:18px 0 0;color:#7d8790;font-size:.9rem}
.about-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:26px;align-items:stretch}
.about-art{background:linear-gradient(160deg, #14384d 0%, #1d5660 100%);border-radius:32px;color:#fff;padding:30px;position:relative;overflow:hidden;box-shadow:var(--shadow);display:grid;grid-template-columns:minmax(0,1fr) minmax(220px,300px);gap:18px;align-items:end}
.about-art::before{content:"";position:absolute;right:-70px;top:-70px;width:220px;height:220px;border-radius:50%;background:rgba(255,255,255,.08)}
.about-art::after{content:"";position:absolute;left:-80px;bottom:-80px;width:230px;height:230px;border-radius:50%;background:rgba(239,139,116,.2)}
.about-art-copy{position:relative;z-index:1;min-width:0}
.about-logo{display:flex;align-items:center;gap:18px;position:relative;z-index:1}
.about-logo img{width:84px;height:auto;filter:drop-shadow(0 6px 14px rgba(0,0,0,.1))}
.about-motto{margin-top:22px;position:relative;z-index:1}
.about-motto strong{display:block;font:700 2.1rem/1 'Iowan Old Style', Georgia, serif;max-width:10ch}
.about-motto p{margin:12px 0 0;color:rgba(255,255,255,.8);max-width:36ch}
.about-portrait{position:relative;z-index:1;align-self:end;justify-self:end;width:min(100%,300px);opacity:0;transform:translate3d(30px,22px,0) scale(.97);transition:opacity .78s ease,transform .78s cubic-bezier(.22,1,.36,1);pointer-events:none}
.about-portrait.is-visible{opacity:1;transform:translate3d(0,0,0) scale(1)}
.about-portrait img{display:block;width:100%;height:auto;object-fit:contain;filter:drop-shadow(0 18px 32px rgba(5,17,24,.28))}
.about-copy{background:#fff;border-radius:32px;padding:32px;border:1px solid rgba(15,33,48,.06);box-shadow:var(--shadow)}
.about-points{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:22px}
.about-point{display:flex;align-items:center;gap:10px;background:#f8f4ee;border-radius:18px;padding:14px 16px;color:#40505d;font-weight:700}
.about-point b{display:grid;place-items:center;width:28px;height:28px;border-radius:50%;background:var(--mint);color:#20434a}
.blog-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.blog-card{background:#fff;border-radius:24px;border:1px solid rgba(15,33,48,.06);overflow:hidden;box-shadow:var(--shadow)}
.blog-hero{padding:22px;min-height:140px;background:linear-gradient(150deg,#17374b 0%,#28606c 100%);color:#fff;display:flex;align-items:flex-end;justify-content:space-between}
.blog-hero span:first-child{font-size:.78rem;letter-spacing:.16em;text-transform:uppercase;font-weight:800;opacity:.8}
.blog-hero span:last-child{font-size:2rem}
.blog-body{padding:22px}
.blog-body h3{margin:8px 0 10px;font-size:1.25rem;line-height:1.2}
.blog-body p{margin:0 0 16px;color:var(--ink-soft)}
.blog-body a{font-weight:800;color:var(--primary)}
.contact-grid{display:grid;grid-template-columns:.96fr 1.04fr;gap:22px;align-items:start}
.contact-copy{background:#fff;border-radius:30px;border:1px solid rgba(15,33,48,.06);padding:30px;box-shadow:var(--shadow)}
.phone-panel{margin-top:18px;padding:18px 20px;border-radius:22px;background:linear-gradient(135deg,#fff6ef 0%,#f4fffe 100%);border:1px solid rgba(15,33,48,.06)}
.phone-panel small{display:block;color:#737c86;font-size:.8rem;letter-spacing:.15em;text-transform:uppercase;margin-bottom:8px}
.phone-panel a{font-size:1.7rem;font-weight:900;color:var(--primary);letter-spacing:-.02em;white-space:nowrap}
.contact-note{margin-top:18px;padding:16px 18px;border-radius:18px;background:#f8f4ee;color:#56616b;font-size:.95rem}
.form-card{background:#fff;border-radius:30px;border:1px solid rgba(15,33,48,.06);padding:30px;box-shadow:var(--shadow)}
.form-head h3{margin:0 0 8px;font-size:1.65rem}
.form-head p{margin:0;color:var(--ink-soft)}
.form-card form{margin-top:18px}
.field{display:flex;flex-direction:column;gap:8px;margin-bottom:16px}
.field label{font-weight:700;color:#374551}
.field input,.field select,.field textarea{width:100%;border:1px solid #d9d3cb;border-radius:16px;background:#fff;padding:15px 16px;color:var(--ink);outline:none;transition:border-color .18s, box-shadow .18s, transform .18s}
.field input:focus,.field select:focus,.field textarea:focus{border-color:#97bbc0;box-shadow:0 0 0 4px rgba(151,187,192,.18)}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.field-hint{margin:-6px 0 16px;color:#7a848d;font-size:.9rem}
.optional{color:#7d8790;font-weight:500}
.honey{display:none !important}
.check-row{display:flex;align-items:flex-start;gap:12px;margin:10px 0 16px;padding:14px 16px;border-radius:16px;background:#f8f4ee;border:1px solid #eee3d6;cursor:pointer}
.check-row input{margin:2px 0 0;width:20px;height:20px;accent-color:var(--primary);flex:0 0 auto}
.check-row span{color:#50606d;font-size:.94rem}
.check-row a{text-decoration:underline;color:var(--primary)}
.form-status{min-height:1.5em;margin:10px 0 0;font-weight:700}
.form-status.ok{color:#1a6b53}.form-status.err{color:#b24545}
.site-footer{padding:22px 0 32px}
.footer-main{display:grid;grid-template-columns:1.2fr .8fr .8fr .8fr;gap:18px;padding:28px;border-radius:28px;background:#fff;border:1px solid rgba(15,33,48,.06);box-shadow:var(--shadow)}
.footer-brand p{margin:14px 0 0;color:#65717d;max-width:30ch}
.footer-col{display:flex;flex-direction:column;gap:10px}
.footer-col strong{font-size:1rem}
.footer-col a{color:#4e5b67}
.footer-bottom{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap;padding:18px 4px 0;color:#74808a;font-size:.9rem}
.article{padding:40px 0 70px}
.article-shell{background:#fff;border-radius:30px;padding:32px;border:1px solid rgba(15,33,48,.06);box-shadow:var(--shadow)}
.article-shell h1{margin:0 0 8px;font:700 clamp(2.2rem,4.3vw,3.8rem)/.96 'Iowan Old Style', Georgia, serif;letter-spacing:-.03em}
.article-meta{color:#73808a;font-size:.94rem;margin-bottom:24px}
.article-shell h2{margin:30px 0 10px;font-size:1.45rem}
.article-shell p,.article-shell li{color:#51606d}
.article-shell ul{padding-left:18px}
@media (max-width:1080px){
  .hero-slide{grid-template-columns:1fr}
  .hero-stage{min-height:900px}
  .hero-copy :is(h1,h2){max-width:none}
  .section-head,.contact-grid,.about-grid,.blog-grid,.product-grid,.footer-main{grid-template-columns:1fr 1fr}
  .contact-grid .contact-copy,.contact-grid .form-card,.about-grid>*{min-width:0}
  .about-art{grid-template-columns:minmax(0,1fr) minmax(200px,250px)}
}
@media (max-width:820px){
  .desktop-nav,.header-actions .btn-small{display:none}
  .menu-button{display:flex}
  .mobile-nav.open{display:block}
  .hero{padding-top:18px}
  .hero-shell{padding:18px}
  .hero-top{flex-direction:column;align-items:flex-start}
  .hero-phone{width:100%;justify-content:space-between}
  .hero-phone a{font-size:1.02rem}
  .hero-stage{min-height:930px}
  .hero-copy :is(h1,h2){font-size:2.6rem}
  .hero-amount strong{font-size:3.1rem}
  .hero-visual{min-height:360px}
  .visual-card h3{max-width:none}
  .section,.article{padding:52px 0}
  .section-head,.contact-grid,.about-grid,.blog-grid,.product-grid,.footer-main,.form-row,.about-points{grid-template-columns:1fr}
  .about-art{grid-template-columns:1fr;gap:10px}
  .about-portrait{justify-self:center;width:min(78vw,280px);margin-top:8px}
  .footer-main{padding:24px}
}
@media (max-width:560px){
  .header-inner{min-height:74px}
  .brand img{height:38px}
  .brand-words strong{font-size:1rem}
  .brand-words small{font-size:.68rem}
  .hero-stage{min-height:1020px}
  .hero-copy p{font-size:1rem}
  .hero-badges li{font-size:.88rem}
  .hero-actions .btn{width:100%}
  .hero-controls{padding-top:8px}
  .hero-arrow{width:42px;height:42px}
  .phone-panel a{font-size:1.38rem}
  .check-row{align-items:flex-start}
}

/* 2026-11 Responsive alignment fixes: existing palette, typography and design remain unchanged. */
.brand{flex:0 0 auto;min-width:0}
.brand img{width:228px;height:auto;max-width:100%;object-fit:contain}
.site-header .brand img{max-height:65px}
.footer-brand .brand img{width:226px;height:auto}
.about-logo img{width:76px;height:76px;object-fit:contain;border-radius:18px}
.header-inner,.hero-top,.hero-slide,.hero-copy,.hero-visual,.visual-frame,.visual-card{min-width:0}
.hero-shell{overflow:hidden}
.hero-top{flex-wrap:wrap}
.hero-phone{flex-shrink:0;max-width:100%}
.hero-phone a:not(.btn){white-space:nowrap;font-variant-numeric:tabular-nums}
.hero-stage{position:relative;min-height:0!important;height:auto!important}
.hero-slide{position:static!important;inset:auto!important;display:none!important;transform:none!important;opacity:1!important;pointer-events:auto!important;animation:none}
.hero-slide.active:not([hidden]){display:grid!important;grid-template-columns:minmax(0,1fr) minmax(0,.92fr);align-items:stretch;gap:22px}
.hero-slide[hidden]{display:none!important}
.hero-copy{padding:15px 8px 22px 8px;min-width:0}
.hero-copy :is(h1,h2){max-width:17ch;font-size:clamp(2.15rem,3.7vw,3.68rem);line-height:1.02;letter-spacing:-.035em;overflow-wrap:break-word}
.hero-copy p{font-size:1.01rem;line-height:1.6}
.hero-amount{display:flex;align-items:center;gap:12px;margin:16px 0 16px;flex-wrap:wrap}
.hero-amount strong{font-size:clamp(2.4rem,5.4vw,4.6rem);line-height:1;white-space:nowrap;font-variant-numeric:tabular-nums}
.hero-amount strong span{vertical-align:baseline;font-size:.8em}
.hero-badges{gap:8px}
.hero-badges li{padding:7px 12px;font-size:.86rem}
.hero-actions{gap:10px;align-items:center}
.hero-actions .btn{white-space:normal;min-height:46px;text-align:center}
.hero-note{font-size:.8rem;line-height:1.45;max-width:68ch}
.hero-visual{height:auto;min-height:505px;max-width:100%;padding:16px}
.visual-frame{height:auto;min-height:475px;overflow:hidden;justify-content:space-between;gap:12px;padding:22px}
.visual-card{grid-template-columns:minmax(0,1fr) auto;gap:8px}
.visual-card h3{font-size:clamp(1.65rem,2.5vw,2.42rem);max-width:15ch;overflow-wrap:break-word}
.visual-card p{font-size:.95rem;line-height:1.5;max-width:34ch}
.visual-scene{min-height:214px;overflow:hidden;isolation:isolate}
.visual-kicker{font-size:.75rem;flex-wrap:wrap;line-height:1.4}
.hero-controls{padding-top:14px}
.hero-taxline{display:flex;flex-direction:column;gap:3px;background:#fff3e9;border:1px solid #f0dcc9;border-radius:18px;padding:12px 16px;margin:2px 0 18px;color:#1f485e}
.hero-taxline strong{font-size:1.45rem;line-height:1.1;font-weight:900}
.hero-taxline span{font-size:.91rem;color:#586675}
.topic-icon{--icon-color:#277a60;--icon-tint:#e0f3e8;--icon-fill:#bfe6d1;width:46px;height:46px;min-width:46px;min-height:46px;display:inline-flex;align-items:center;justify-content:center;flex:none;border-radius:15px;background:var(--icon-tint);border:1px solid color-mix(in srgb,var(--icon-color) 15%,white);color:var(--icon-color);vertical-align:middle}
.topic-icon .icon-svg{display:block;width:24px;height:24px;flex:none}
.topic-icon .icon-fill{fill:var(--icon-fill)}
.icon-health{--icon-color:#166b54;--icon-tint:#e2f5ee;--icon-fill:#aee5ce}
.icon-life{--icon-color:#9c3b51;--icon-tint:#fff0f2;--icon-fill:#f3bac6}
.icon-pension{--icon-color:#90611d;--icon-tint:#fff4df;--icon-fill:#f5d495}
.icon-savings{--icon-color:#52703a;--icon-tint:#eff6e7;--icon-fill:#cce3a8}
.icon-home{--icon-color:#7351a0;--icon-tint:#f5eefa;--icon-fill:#ded0f2}
.hero-chip{gap:9px;padding:6px 13px 6px 7px;font-size:.78rem;max-width:100%;white-space:normal}
.hero-chip .topic-icon{width:34px;height:34px;min-width:34px;min-height:34px;border-radius:50%}
.hero-chip .topic-icon svg{width:20px;height:20px}
.visual-icon.topic-icon{width:78px;height:78px;min-width:78px;min-height:78px;border-radius:26px;background:rgba(255,255,255,.9)}
.visual-icon.topic-icon svg{width:42px;height:42px}
.card .topic-icon{width:50px;height:50px;min-width:50px;min-height:50px}
.card-top>div:first-child{min-width:0}
.card-top h3{overflow-wrap:break-word}
.card{min-width:0;height:100%}
.card-actions .btn{white-space:normal;text-align:center}
.about-point .about-point-icon{width:32px;height:32px;min-width:32px;min-height:32px;border-radius:10px}
.about-point .about-point-icon svg{width:20px;height:20px}
.blog-hero .blog-topic-icon{width:48px;height:48px;min-width:48px;min-height:48px}
.blog-hero .blog-topic-icon svg{width:26px;height:26px}
.phone-panel a{display:inline-block;font-family:inherit;font-weight:850;font-variant-numeric:tabular-nums;letter-spacing:0;font-size:clamp(1.2rem,2.4vw,1.65rem);max-width:100%;white-space:normal;overflow-wrap:anywhere}
.premium-panel{display:grid;grid-template-columns:1.45fr .7fr;gap:26px;margin-top:28px;background:#fff;border:1px solid rgba(15,33,48,.06);border-radius:28px;box-shadow:var(--shadow);padding:28px;overflow:hidden;align-items:stretch}
.premium-left h3{font:700 clamp(1.9rem,3vw,2.9rem)/1.06 'Iowan Old Style',Georgia,serif;max-width:20ch;letter-spacing:-.03em;margin:0 0 12px}
.premium-left h3 em{color:var(--primary-2)}
.premium-left p{color:var(--ink-soft);max-width:70ch;margin:0 0 16px}
.premium-left .btn{white-space:normal;text-align:center}
.premium-tax{display:flex;flex-direction:column;gap:3px;border-left:4px solid var(--accent);padding:8px 14px;margin:0 0 18px;background:#fff9f2;border-radius:0 10px 10px 0}
.premium-tax strong{font-size:1.3rem;color:var(--primary)}
.premium-tax span{color:var(--ink-soft);font-size:.88rem}
.premium-right{background:linear-gradient(160deg,#14384d 0%,#1d5660 100%);border-radius:22px;padding:24px;color:#fff;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;gap:14px;min-width:0}
.premium-right strong{font:700 clamp(1.55rem,2.3vw,2.1rem)/1.05 'Iowan Old Style',Georgia,serif}
.premium-right small{color:rgba(255,255,255,.85)}
.premium-icon{width:68px;height:68px;min-width:68px;min-height:68px;border-radius:22px}
.premium-icon svg{width:34px;height:34px}
.scene-duo .shape.s1,.scene-kids .shape.s1,.scene-family .shape.s1,.scene-pension .shape.s1{top:30px}
.scene-duo .ground,.scene-kids .ground,.scene-family .ground,.scene-pension .ground{bottom:-10px;height:86px}
.scene-duo .shape.s3,.scene-kids .shape.s3,.scene-family .shape.s3{bottom:20px}
.scene-duo .person,.scene-kids .person,.scene-family .person{bottom:30px}
.scene-kids .shape.s2{top:118px;left:10px}
.scene-family .shape.s2{top:114px;left:6px}
.scene-family .shape.s3{right:38px}
.scene-pension .bench{left:44%;bottom:54px;width:110px}
.scene-pension .ground{bottom:-10px;height:84px}
.scene-home .shape.s1{right:18px;top:34px}
.scene-home .shape.s2{left:12px;top:126px}
.scene-home .shape.s3{bottom:18px;right:28px}
.scene-house{position:absolute;left:50%;transform:translateX(-50%);bottom:50px;width:clamp(174px,44%,244px);height:120px;border-radius:12px;background:#f3d7b5;border:5px solid #e6b987;box-shadow:0 14px 0 -7px #9b6d5b}
.scene-house::before{content:"";position:absolute;right:24px;top:-30px;width:18px;height:28px;border-radius:5px 5px 0 0;background:#d18272}
.scene-house::after{content:"";position:absolute;width:18%;height:26%;top:20px;right:11%;background:#8dcbd0;border:5px solid #fff8ec;border-radius:6px}
.scene-roof{position:absolute;left:-6%;top:-66px;width:112%;height:68px;clip-path:polygon(50% 0,100% 100%,0 100%);background:#ed9781}
.scene-door{position:absolute;width:20%;height:60%;bottom:0;left:40%;background:#376476;border-radius:22px 22px 0 0}
.scene-window{position:absolute;width:18%;height:26%;top:20px;left:11%;background:#8dcbd0;border:5px solid #fff8ec;border-radius:6px}
.scene-duo .shape.s1,.scene-kids .shape.s1,.scene-family .shape.s1,.scene-pension .shape.s1{top:30px}
.scene-duo .ground,.scene-kids .ground,.scene-family .ground,.scene-pension .ground{bottom:-10px;height:86px}
.scene-duo .shape.s3,.scene-kids .shape.s3,.scene-family .shape.s3{bottom:20px}
.scene-duo .person,.scene-kids .person,.scene-family .person{bottom:30px}
.scene-kids .shape.s2{top:118px;left:10px}
.scene-family .shape.s2{top:114px;left:6px}
.scene-family .shape.s3{right:38px}
.scene-pension .bench{left:44%;bottom:54px;width:110px}
.scene-pension .ground{bottom:-10px;height:84px}
.scene-home .shape.s1{right:18px;top:34px}
.scene-home .shape.s2{left:12px;top:126px}
.scene-home .shape.s3{bottom:18px;right:28px}
.scene-house{position:absolute;left:50%;transform:translateX(-50%);bottom:50px;width:clamp(174px,44%,244px);height:120px;border-radius:12px;background:#f3d7b5;border:5px solid #e6b987;box-shadow:0 14px 0 -7px #9b6d5b}
.scene-house::before{content:"";position:absolute;right:24px;top:-30px;width:18px;height:28px;border-radius:5px 5px 0 0;background:#d18272}
.scene-house::after{content:"";position:absolute;width:18%;height:26%;top:20px;right:11%;background:#8dcbd0;border:5px solid #fff8ec;border-radius:6px}
.scene-roof{position:absolute;left:-6%;top:-66px;width:112%;height:68px;clip-path:polygon(50% 0,100% 100%,0 100%);background:#ed9781}
.scene-door{position:absolute;width:20%;height:60%;bottom:0;left:40%;background:#376476;border-radius:22px 22px 0 0}
.scene-window{position:absolute;width:18%;height:26%;top:20px;left:11%;background:#8dcbd0;border:5px solid #fff8ec;border-radius:6px}
@media(max-width:1100px){
 .desktop-nav{gap:14px}
 .header-actions .btn{padding:10px 14px}
 .header-inner{gap:14px}
 .hero-copy :is(h1,h2){font-size:clamp(2.1rem,4.2vw,3.3rem)}
 .hero-amount strong{font-size:clamp(2.4rem,5vw,4rem)}
 .hero-slide.active:not([hidden]){grid-template-columns:minmax(0,1fr) minmax(0,1fr)}
}
@media(max-width:960px){
 .hero-slide.active:not([hidden]){grid-template-columns:1fr}
 .hero-copy :is(h1,h2){max-width:22ch;font-size:clamp(2.1rem,5.4vw,3.4rem)}
 .hero-visual{min-height:350px;max-height:440px}
 .visual-frame{min-height:340px}
 .visual-scene{min-height:185px}
 .premium-panel{grid-template-columns:1fr 1fr}
}
@media(max-width:820px){
 .hero-stage{min-height:0!important}
 .hero-slide.active:not([hidden]){grid-template-columns:1fr}
 .hero-copy :is(h1,h2){max-width:24ch;font-size:clamp(2.1rem,5.4vw,3.4rem)}
 .hero-visual{min-height:330px;max-height:435px}
 .visual-frame{min-height:325px}
 .premium-panel{grid-template-columns:1fr}
 .premium-right{min-height:165px}
 .section-head,.about-grid,.contact-grid,.blog-grid,.product-grid,.footer-main{grid-template-columns:1fr}
}
@media(max-width:600px){
 .header-inner{min-height:76px}
 .site-header .brand img{width:180px;max-height:52px}
 .hero-shell{padding:16px;border-radius:24px}
 .hero-top{padding:5px 2px 14px;gap:12px}
 .hero-phone{border-radius:18px;width:100%;padding:12px;justify-content:space-between;flex-wrap:wrap;gap:10px}
 .hero-phone .btn{flex:1 1 130px;padding:10px 12px;font-size:.88rem}
 .hero-phone a:not(.btn){font-size:1.04rem}
 .hero-copy{padding:8px 2px 20px}
 .hero-copy :is(h1,h2){max-width:none;font-size:clamp(2rem,8.3vw,2.6rem);line-height:1.03;margin:16px 0 10px}
 .hero-copy p{font-size:.97rem;line-height:1.52}
 .hero-amount{margin:12px 0 14px}
 .hero-amount strong{font-size:clamp(2.22rem,10vw,3.1rem);white-space:normal;overflow-wrap:anywhere}
 .hero-amount strong span{font-size:.7em}
 .hero-badges li{font-size:.82rem}
 .hero-actions .btn{width:100%;padding:12px 16px}
 .hero-visual{min-height:320px;max-height:none;padding:10px}
 .visual-frame{min-height:310px;padding:14px}
 .visual-card h3{font-size:1.55rem;max-width:14ch}
 .visual-card p{font-size:.83rem;line-height:1.35}
 .visual-icon.topic-icon{width:58px;height:58px;min-width:58px;min-height:58px;border-radius:18px}
 .visual-icon.topic-icon svg{width:29px;height:29px}
 .visual-scene{min-height:180px}
 .hero-controls{padding:12px 2px 2px}
 .hero-arrow{width:42px;height:42px}
 .section{padding:48px 0}
 .card-actions .btn{flex:1 1 140px}
 .premium-panel{padding:20px;border-radius:24px}
 .premium-right{padding:20px}
 .about-art,.about-copy,.contact-copy,.form-card{padding:22px}
 .contact-grid,.about-grid,.blog-grid,.product-grid{gap:16px}
 .footer-main{padding:22px}
}
@media(max-width:380px){
 .site-header .brand img{width:158px}
 .hero-copy :is(h1,h2){font-size:1.97rem}
 .hero-amount strong{font-size:2.22rem}
 .hero-dots{gap:8px}
 .hero-dot{width:10px;height:10px}
 .visual-kicker{font-size:.68rem}
 .visual-card h3{font-size:1.4rem}
 .phone-panel a{font-size:1.18rem}
}
@media(prefers-reduced-motion:reduce){.hero-slide,.btn,.hero-dot{animation:none!important;transition:none!important}}

.article-shell .legal-warning{padding:16px 20px;background:#fff5e8;border-left:4px solid #ef8b74;border-radius:0 12px 12px 0;color:#654e3c}
.article-shell h1{margin-bottom:18px}
.article-shell a:not(.btn){text-decoration:underline;text-underline-offset:3px;color:#1b5065}
.article-shell ul{padding-left:22px}

/* 2026-11-13 – ONLY stabil carousel, smooth movement, line spacing and contained illustrations.
   Brand palette, layout, card styling, fonts and core visual design remain untouched. */
.section-head h2,.contact-copy h2,.about-copy h2 {line-height:1.10}
.premium-left h3 {line-height:1.12}
.hero-copy h1 {line-height:1.105}
.visual-card h3 {line-height:1.08}
/* All slide layouts participate in natural sizing, and all occupy the same grid cell.
   Therefore the tallest slide sets the stable carousel height; content never jumps. */
#hero-stage.hero-stage {display:grid!important;position:relative!important;height:auto!important;min-height:0!important;overflow:hidden;isolation:isolate;align-items:stretch}
#hero-stage .hero-slide, #hero-stage .hero-slide[hidden] {
 display:grid!important;
 grid-area:1 / 1;
 position:relative!important;
 inset:auto!important;
 grid-template-columns:minmax(0,1fr) minmax(0,.92fr);
 align-items:stretch;
 gap:22px;
 min-width:0;
 min-height:555px;
 opacity:0!important;
 visibility:hidden;
 pointer-events:none!important;
 transform:translate3d(62px,0,0) scale(.992)!important;
 transition:opacity .75s cubic-bezier(.22,.72,.27,1), transform .75s cubic-bezier(.22,.72,.27,1),visibility .75s;
 z-index:0;
}
#hero-stage .hero-slide.active:not([hidden]){
 display:grid!important;
 opacity:1!important;
 visibility:visible;
 pointer-events:auto!important;
 transform:translate3d(0,0,0) scale(1)!important;
 z-index:2;
}
#hero-stage .hero-slide.leaving:not([hidden]){
 display:grid!important;
 opacity:0!important;
 visibility:visible;
 pointer-events:none!important;
 transform:translate3d(-62px,0,0) scale(.992)!important;
 z-index:1;
}
#hero-stage .hero-slide .hero-copy {
 min-height:var(--hero-copy-max,0px);
}
#hero-stage .hero-slide .hero-visual {
 align-self:stretch;
 height:100%;
 min-height:505px;
 max-height:none;
}
#hero-stage .hero-slide .visual-frame{
 height:100%;
 min-height:475px;
}
.photo-scene{
 display:block!important;
 flex:none;
 position:relative;
 width:100%;
 height:clamp(182px,17vw,250px);
 min-height:0!important;
 margin-top:auto;
 border-radius:18px;
 overflow:hidden;
 isolation:isolate;
 background:rgba(255,255,255,.12);
 border:1px solid rgba(255,255,255,.16);
}
.photo-scene img{
 display:block;
 width:100%;height:100%;
 object-fit:cover;
 object-position:center 38%;
 max-width:none;
 user-select:none;
 -webkit-user-drag:none;
}
@media(max-width:1100px){
 #hero-stage .hero-slide,#hero-stage .hero-slide.active:not([hidden]){
   grid-template-columns:minmax(0,1fr) minmax(0,1fr);
 }
}
@media(max-width:960px){
 #hero-stage .hero-slide,#hero-stage .hero-slide.active:not([hidden]){grid-template-columns:minmax(0,1fr);min-height:0}
 #hero-stage .hero-slide .hero-copy {align-self:start}
 #hero-stage .hero-slide .hero-visual{height:400px;min-height:400px;max-height:400px}
 #hero-stage .hero-slide .visual-frame{min-height:0;height:100%}
 .photo-scene{height:190px}
}
@media(max-width:600px){
 #hero-stage .hero-slide .hero-visual{height:342px;min-height:342px;max-height:342px}
 #hero-stage .hero-slide .visual-frame{height:100%;min-height:0}
 #hero-stage .hero-slide .visual-card h3{line-height:1.11}
 .photo-scene{height:150px;border-radius:12px}
}
@media(max-width:380px){
 #hero-stage .hero-slide .hero-visual{height:332px;min-height:332px;max-height:332px}
 .photo-scene{height:140px}
}
@media(prefers-reduced-motion:reduce){
 #hero-stage .hero-slide{transition:none!important;transform:none!important}
}

/* Kapcsolatfelvétel: a sticky fejléc alatt maradjon látható az űrlap. */
#kapcsolat{scroll-margin-top:clamp(84px,11vw,112px)}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}}

/* A slider dekorációs rétegei ne takarják a lapozó gombokat. */
.hero-shell::before,.hero-shell::after,.hero-visual::before,.hero-visual::after{pointer-events:none}
.hero-controls{position:relative;z-index:8}


@media(max-width:768px){
  .hero-shell::before,.hero-shell::after,.hero-visual::before,.hero-visual::after{display:none}
  .shape.s1,.shape.s2,.shape.s3{display:none}
}

/* A jóváhagyott, átlátszó PNG-arculat helye (más dizájnváltozás nélkül). */
.site-header .brand img{width:238px;height:auto;max-height:82px;object-fit:contain}
.footer-brand .brand img{width:238px;max-height:none;height:auto;object-fit:contain}
@media(max-width:820px){.site-header .brand img{width:196px;max-height:70px}}
@media(max-width:560px){.site-header .brand img{width:178px;max-height:64px}}
@media(max-width:380px){.site-header .brand img{width:164px;max-height:60px}}

/* Értelmezhető felső szolgáltatási keret, a korábbi kiemelés helyén. */
.hero-amount .hero-amount-suffix{font-size:clamp(1rem,1.85vw,1.3rem);font-weight:750;line-height:1.3;color:var(--primary);letter-spacing:0;text-transform:none;align-self:center}
/* Érintőképernyőn a függőleges oldalgörgetés szabad marad, vízszintes mozdulatra a slider vált. */
@media (hover:none) and (pointer:coarse){#hero-stage{touch-action:pan-y}}

/* A "keretig" az összeg mellett, annak függőleges középvonalában áll. */
.hero-amount:has(.hero-amount-suffix){display:inline-flex;flex-direction:row;align-items:center;justify-content:flex-start;gap:clamp(7px,1.5vw,14px);flex-wrap:nowrap;max-width:100%;}
.hero-amount:has(.hero-amount-suffix) strong{white-space:nowrap;flex-shrink:1;}
.hero-amount .hero-amount-suffix{display:inline-flex;align-items:center;align-self:center;text-align:left;width:auto;white-space:nowrap;flex:0 0 auto;}
@media(max-width:380px){.hero-amount:has(.hero-amount-suffix){gap:6px}.hero-amount:has(.hero-amount-suffix) strong{font-size:clamp(1.85rem,9vw,2.22rem)}.hero-amount .hero-amount-suffix{font-size:.88rem}}

/* A „keretig” a kisebb € jel tényleges középvonalához igazodik. */
.hero-amount .hero-euro-pair{
  display:inline-flex;
  align-items:center;
  vertical-align:baseline;
  gap:clamp(6px,1vw,12px);
  font-size:1em;
  line-height:1;
  white-space:nowrap;
}
.hero-amount .hero-euro-pair .hero-euro-sign{
  display:block;
  font-size:.8em;
  line-height:1;
}
.hero-amount .hero-euro-pair .hero-amount-suffix{
  display:block;
  align-self:center;
  font-size:clamp(1rem,1.85vw,1.3rem);
  font-weight:750;
  line-height:1;
}
@media(max-width:600px){
  .hero-amount .hero-euro-pair .hero-euro-sign{font-size:.7em}
}
@media(max-width:380px){
  .hero-amount .hero-euro-pair{gap:6px}
  .hero-amount .hero-euro-pair .hero-amount-suffix{font-size:.88rem}
}

/* Csak a jogi oldalakon használt kitöltendő adatok megjelenítése. */
.legal-fill{font-weight:800;color:#9e551a;overflow-wrap:anywhere}
.article-shell li{overflow-wrap:anywhere}

/* Visszafogott közvetítői tájékoztatás a láblécben. */
.footer-compliance{display:flex;flex-direction:column;align-items:center;gap:3px;padding:17px 12px 0;color:#677481;text-align:center;font-size:.81rem;line-height:1.5}
.footer-compliance small{display:block;color:#7e8892;font-size:.75rem;line-height:1.5}

/* Rólam – a szöveg külön felső sávban, a nagy portré az alatta lévő térben. */
.about-art{
  display:flex;
  flex-direction:column;
  align-items:stretch;
  justify-content:flex-start;
  min-height:900px;
  padding:32px 33px 0;
  gap:0;
  isolation:isolate;
}
.about-art::before{
  position:absolute;inset:0 auto 0 0;width:55%;height:auto;
  border-radius:0;z-index:0;
  background:linear-gradient(90deg,rgba(12,37,54,.23),rgba(12,37,54,0));
  pointer-events:none;
}
.about-art-copy{
  position:relative;
  display:block;
  width:100%;
  flex:0 0 auto;
  z-index:2;
  min-width:0;
  margin-bottom:26px;
}
.about-art .about-logo{
  display:flex;
  align-items:center;
  gap:14px;
  position:relative;
  z-index:2;
}
.about-art .about-logo img{width:62px;height:62px;object-fit:contain;flex:0 0 auto}
.about-art .about-logo strong{font-size:1.08rem!important;line-height:1.2}
.about-art .about-logo span{font-size:.9rem;line-height:1.3;display:block}
.about-art .about-motto{
  margin-top:26px;
  max-width:none;
  position:relative;
  z-index:2;
}
.about-art .about-motto strong{
  display:block;
  font-size:clamp(2.05rem,2.8vw,2.48rem);
  line-height:1.08;
  max-width:19ch;
}
.about-art .about-motto p{
  font-size:.99rem;
  line-height:1.52;
  max-width:44ch;
  margin:15px 0 0;
}
.about-art .about-portrait{
  position:relative;
  z-index:1;
  display:block;
  align-self:flex-end;
  justify-self:auto;
  flex:0 0 auto;
  width:min(100%,455px);
  max-width:none;
  height:auto;
  min-width:0;
  margin:auto -3px 0 0;
  right:auto;
  bottom:auto;
  pointer-events:none;
  opacity:0;
  transform:translate3d(22px,16px,0) scale(.975);
  transition:opacity .8s ease,transform .8s cubic-bezier(.22,1,.36,1);
}
.about-art .about-portrait.is-visible{opacity:1;transform:translate3d(0,0,0) scale(1)}
.about-art .about-portrait img{
  display:block;
  width:100%;
  height:auto;
  max-width:100%;
  object-fit:contain;
  object-position:bottom right;
  -webkit-mask-image:linear-gradient(to right,rgba(0,0,0,.10) 0%,rgba(0,0,0,.75) 13%,#000 27%);
  mask-image:linear-gradient(to right,rgba(0,0,0,.10) 0%,rgba(0,0,0,.75) 13%,#000 27%);
  filter:drop-shadow(0 16px 26px rgba(5,17,24,.22));
}
@media(max-width:1080px){
  .about-art{min-height:875px;padding:28px 28px 0}
  .about-art .about-portrait{width:min(100%,435px)}
  .about-art .about-motto strong{font-size:clamp(2rem,3vw,2.35rem)}
}
@media(max-width:820px){
  .about-art{min-height:0;padding:27px 28px 0}
  .about-art .about-portrait{width:min(82%,515px);margin-top:0}
  .about-art .about-motto strong{font-size:clamp(2rem,5vw,2.5rem)}
  .about-art-copy{margin-bottom:28px}
}
@media(max-width:560px){
  .about-art{min-height:0;padding:23px 23px 0}
  .about-art .about-logo{gap:11px}
  .about-art .about-logo img{width:55px;height:55px}
  .about-art .about-logo strong{font-size:1rem!important}
  .about-art .about-logo span{font-size:.82rem}
  .about-art .about-motto{margin-top:22px}
  .about-art .about-motto strong{font-size:clamp(1.95rem,8.5vw,2.35rem);line-height:1.09}
  .about-art .about-motto p{font-size:.94rem;line-height:1.5;margin-top:14px}
  .about-art .about-portrait{width:min(100%,365px);margin:0 -3px 0 auto}
  .about-art-copy{margin-bottom:21px}
}
@media(max-width:380px){
  .about-art{padding:20px 20px 0}
  .about-art .about-motto strong{font-size:1.89rem}
  .about-art .about-motto p{font-size:.9rem}
  .about-art .about-portrait{width:100%}
}
@media(prefers-reduced-motion:reduce){
  .about-art .about-portrait{transition:none!important;opacity:1!important;transform:none!important}
}


/* --- Prémium háttér és visszafogott animációk --- */
html{background:linear-gradient(180deg,#fbf8f4 0%,#f4efe8 34%,#f7f5f1 100%)}
body{position:relative;overflow-x:hidden;background:linear-gradient(180deg,#fbf8f4 0%,#f4efe8 34%,#f7f5f1 100%)}
body::before,body::after{content:"";position:fixed;pointer-events:none;z-index:-2;border-radius:50%;filter:blur(6px);opacity:.95}
body::before{top:-140px;left:-120px;width:min(42vw,560px);height:min(42vw,560px);background:radial-gradient(circle at 35% 35%, rgba(255,184,159,.26) 0%, rgba(255,184,159,.18) 18%, rgba(255,184,159,0) 68%);animation:ambientFloatA 20s ease-in-out infinite}
body::after{right:-130px;top:14vh;width:min(44vw,620px);height:min(44vw,620px);background:radial-gradient(circle at 50% 50%, rgba(89,140,154,.18) 0%, rgba(89,140,154,.12) 24%, rgba(89,140,154,0) 70%);animation:ambientFloatB 26s ease-in-out infinite}
main{position:relative;z-index:1}
main::before{content:"";position:fixed;inset:0;pointer-events:none;z-index:-1;opacity:.42;background-image:radial-gradient(rgba(15,47,70,.055) .8px, transparent .8px);background-size:28px 28px;mask-image:linear-gradient(180deg, rgba(0,0,0,.24), rgba(0,0,0,.06) 20%, rgba(0,0,0,0) 62%)}
@keyframes ambientFloatA{0%,100%{transform:translate3d(0,0,0) scale(1)}50%{transform:translate3d(34px,26px,0) scale(1.07)}}
@keyframes ambientFloatB{0%,100%{transform:translate3d(0,0,0) scale(1)}50%{transform:translate3d(-36px,22px,0) scale(1.08)}}
@keyframes gentleDrift{0%,100%{transform:translate3d(0,0,0)}50%{transform:translate3d(0,8px,0)}}
@keyframes softPulse{0%,100%{box-shadow:0 18px 50px rgba(15,33,48,.08)}50%{box-shadow:0 26px 65px rgba(15,33,48,.11)}}
.site-header{transition:background .28s ease, box-shadow .28s ease, border-color .28s ease}
body.is-scrolled .site-header{background:rgba(251,248,244,.92);box-shadow:0 12px 28px rgba(15,33,48,.06);border-bottom-color:rgba(15,33,48,.09)}
.hero-shell{backdrop-filter:blur(3px)}
.hero-shell::before,.hero-shell::after{animation:gentleDrift 16s ease-in-out infinite}
.hero-shell::after{animation-duration:20s;animation-delay:-5s}
.hero-visual{animation:softPulse 14s ease-in-out infinite}
.card,.blog-card,.form-card,.about-copy,.contact-copy,.article-shell{transition:transform .34s ease, box-shadow .34s ease, border-color .34s ease}
.card:hover,.blog-card:hover,.form-card:hover,.about-copy:hover,.contact-copy:hover{transform:translateY(-4px);box-shadow:0 26px 58px rgba(15,33,48,.12);border-color:rgba(15,33,48,.09)}
.filter-btn{transition:transform .22s ease, box-shadow .22s ease, background .22s ease, color .22s ease}
.filter-btn:hover{transform:translateY(-2px);box-shadow:0 12px 24px rgba(15,33,48,.08)}
.hero-badges li,.meta-pill{transition:transform .24s ease, background .24s ease, border-color .24s ease}
.hero-badges li:hover,.meta-pill:hover{transform:translateY(-2px)}
.reveal-on-scroll{opacity:0;transform:translate3d(0,26px,0) scale(.985);filter:blur(8px);transition:opacity .72s cubic-bezier(.22,1,.36,1), transform .72s cubic-bezier(.22,1,.36,1), filter .72s ease;transition-delay:var(--reveal-delay,0ms);will-change:opacity,transform,filter}
.reveal-on-scroll.is-visible{opacity:1;transform:translate3d(0,0,0) scale(1);filter:blur(0)}
.reveal-on-scroll[data-reveal="left"]{transform:translate3d(-30px,18px,0) scale(.985)}
.reveal-on-scroll[data-reveal="right"]{transform:translate3d(30px,18px,0) scale(.985)}
.reveal-on-scroll.is-visible[data-reveal="left"],.reveal-on-scroll.is-visible[data-reveal="right"]{transform:translate3d(0,0,0) scale(1)}
.footer-main,.footer-compliance{position:relative}
.footer-main::before{content:"";position:absolute;inset:auto 0 100% 0;height:1px;background:linear-gradient(90deg, rgba(15,33,48,0), rgba(15,33,48,.12), rgba(15,33,48,0))}
@media(max-width:820px){
  body::before{width:78vw;height:78vw;left:-26vw;top:-10vw}
  body::after{width:80vw;height:80vw;right:-28vw;top:18vh}
  main::before{background-size:24px 24px;opacity:.34}
}
@media(prefers-reduced-motion:reduce){
  body::before,body::after,.hero-shell::before,.hero-shell::after,.hero-visual{animation:none!important}
  .card,.blog-card,.form-card,.about-copy,.contact-copy,.article-shell,.filter-btn{transition:none!important}
  .reveal-on-scroll{opacity:1!important;transform:none!important;filter:none!important;transition:none!important}
}


/* --- Interest boost additions --- */
.section-compact{padding-top:10px;padding-bottom:8px}
.trust-strip{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.trust-item{background:rgba(255,255,255,.74);border:1px solid rgba(15,33,48,.08);border-radius:22px;padding:20px 20px 18px;box-shadow:0 14px 34px rgba(15,33,48,.06);backdrop-filter:blur(6px);position:relative;overflow:hidden}
.trust-item::before{content:"";position:absolute;inset:auto auto 0 0;width:100%;height:3px;background:linear-gradient(90deg,var(--accent),rgba(23,70,95,.55))}
.trust-item strong{display:block;font-size:1.02rem;line-height:1.35;margin-bottom:8px}
.trust-item p{margin:0;color:var(--ink-soft);font-size:.95rem}
.trust-label{display:inline-flex;align-items:center;gap:8px;color:var(--primary-2);font-size:.76rem;font-weight:800;letter-spacing:.14em;text-transform:uppercase;margin-bottom:10px}
.trust-label::before{content:"";width:8px;height:8px;border-radius:50%;background:var(--accent);box-shadow:0 0 0 5px rgba(239,139,116,.12)}
.discovery-section{padding-top:28px}
.discovery-grid{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(320px,.94fr);gap:24px;align-items:start}
.advisor-card,.journey-card{background:linear-gradient(180deg,rgba(255,255,255,.95),rgba(255,251,247,.88));border:1px solid rgba(15,33,48,.07);border-radius:28px;box-shadow:var(--shadow);padding:28px;position:relative;overflow:hidden}
.advisor-card::before,.journey-card::before{content:"";position:absolute;inset:-60px -60px auto auto;width:180px;height:180px;border-radius:50%;background:radial-gradient(circle, rgba(207,233,230,.26), rgba(207,233,230,0) 72%);pointer-events:none}
.advisor-top h3,.journey-top h3{margin:4px 0 10px;font:700 clamp(1.7rem,3vw,2.5rem)/1 'Iowan Old Style','Palatino Linotype',Georgia,serif;letter-spacing:-.03em}
.advisor-top p,.journey-top p,.advisor-result-copy p{margin:0;color:var(--ink-soft)}
.advisor-question-group{display:grid;gap:18px;margin-top:24px}
.advisor-question strong{display:block;margin-bottom:12px;font-size:1rem}
.choice-row{display:flex;flex-wrap:wrap;gap:10px}
.choice-pill{appearance:none;border:1px solid rgba(15,33,48,.12);background:#fff;color:var(--ink-soft);padding:11px 16px;border-radius:999px;font-weight:700;cursor:pointer;transition:all .2s ease;box-shadow:0 6px 14px rgba(15,33,48,.04)}
.choice-pill:hover{transform:translateY(-1px);border-color:rgba(15,47,70,.24);color:var(--ink)}
.choice-pill.is-active{background:var(--primary);border-color:var(--primary);color:#fff;box-shadow:0 12px 24px rgba(15,47,70,.16)}
.advisor-result{margin-top:24px;padding:22px;border-radius:22px;background:linear-gradient(135deg,#103149 0%,#17465f 100%);color:#fff;display:grid;gap:18px}
.advisor-result h4{margin:6px 0 10px;font-size:1.52rem;line-height:1.1}
.advisor-result .eyebrow{color:rgba(255,255,255,.72);margin-bottom:2px}
.advisor-result-copy p{color:rgba(255,255,255,.78)}
.advisor-tags{display:flex;flex-wrap:wrap;gap:10px;list-style:none;padding:0;margin:14px 0 0}
.advisor-tags li{padding:9px 12px;border-radius:999px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.14);font-weight:700;font-size:.92rem}
.advisor-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.advisor-actions .btn-soft{background:rgba(255,255,255,.15);color:#fff;border-color:rgba(255,255,255,.2)}
.advisor-actions .btn-soft:hover{background:rgba(255,255,255,.22)}
.advisor-link{font-weight:700;color:rgba(255,255,255,.84);text-decoration:underline;text-underline-offset:3px}
.journey-list{display:grid;gap:14px;margin-top:22px}
.journey-item{display:grid;grid-template-columns:1fr auto;gap:16px;align-items:center;padding:18px 18px 18px 20px;border-radius:20px;background:rgba(255,255,255,.88);border:1px solid rgba(15,33,48,.08)}
.journey-item strong{display:block;font-size:1rem;line-height:1.35;margin-bottom:5px}
.journey-item p{margin:0;color:var(--ink-soft);font-size:.95rem;max-width:50ch}
.journey-link{appearance:none;border:0;background:var(--soft);color:var(--primary);padding:11px 16px;border-radius:999px;font-weight:800;cursor:pointer;transition:all .2s ease;white-space:nowrap}
.journey-link:hover{background:#fff;box-shadow:0 10px 20px rgba(15,33,48,.08);transform:translateY(-1px)}
.floating-contact{position:fixed;right:22px;bottom:22px;z-index:45;display:flex;flex-direction:column;align-items:flex-end;gap:12px}
.floating-toggle{appearance:none;border:0;display:inline-flex;align-items:center;gap:10px;padding:15px 18px;border-radius:999px;background:var(--primary);color:#fff;font-weight:800;cursor:pointer;box-shadow:0 16px 34px rgba(15,47,70,.24);transition:transform .2s ease, background .2s ease}
.floating-toggle:hover{transform:translateY(-1px);background:var(--primary-2)}
.floating-toggle-icon{display:grid;place-items:center;width:26px;height:26px;border-radius:50%;background:rgba(255,255,255,.14)}
.floating-panel{width:min(330px, calc(100vw - 30px));background:rgba(255,255,255,.96);border:1px solid rgba(15,33,48,.08);border-radius:24px;box-shadow:0 20px 50px rgba(15,33,48,.18);padding:18px;backdrop-filter:blur(10px)}
.floating-panel[hidden]{display:none}
.floating-panel-head strong{display:block;font-size:1rem;margin-bottom:4px}
.floating-panel-head p{margin:0 0 14px;color:var(--ink-soft);font-size:.92rem}
.floating-actions{display:grid;gap:10px}
.floating-action{display:block;padding:14px 15px;border-radius:18px;background:#fff;border:1px solid rgba(15,33,48,.08);transition:transform .18s ease, box-shadow .18s ease, border-color .18s ease}
.floating-action:hover{transform:translateY(-1px);box-shadow:0 10px 22px rgba(15,33,48,.08);border-color:rgba(15,47,70,.14)}
.floating-action-title{display:block;font-weight:800;margin-bottom:2px}
.floating-action small{display:block;color:var(--ink-soft);font-size:.88rem}
@media (max-width: 1080px){
  .trust-strip{grid-template-columns:repeat(2,1fr)}
  .discovery-grid{grid-template-columns:1fr}
}
@media (max-width: 720px){
  .trust-strip{grid-template-columns:1fr}
  .advisor-card,.journey-card{padding:22px}
  .journey-item{grid-template-columns:1fr;align-items:flex-start}
  .journey-link{justify-self:flex-start}
  .floating-contact{right:14px;bottom:16px}
  .floating-toggle{padding:14px 16px}
}
@media (max-width: 520px){
  .choice-row{gap:8px}
  .choice-pill{padding:10px 13px;font-size:.92rem}
  .advisor-actions{align-items:stretch}
  .advisor-actions .btn{width:100%}
  .advisor-link{width:100%;text-align:center}
}


/* 2026-11-14 – Az iránytű második kérdése az első választástól függ. */
.advisor-question-secondary[hidden],.advisor-result[hidden]{display:none!important}
.choice-pill:focus-visible{outline:3px solid #f0a850;outline-offset:3px}
.floating-toggle:focus-visible,.floating-action:focus-visible{outline:3px solid #f0a850;outline-offset:3px}
/* A választható chipek fókusza ne tudja oldalra elcsúsztatni a panel tartalmát. */
.advisor-card,.journey-card{overflow:clip}
html{overflow-x:clip}


/* Azonnali kapcsolat – kizárólag a slider Érdeklődöm gombja fehér. */
.hero-phone a[data-sms-callback]{
  background:#fff;
  color:var(--primary);
  border-color:rgba(15,47,70,.12);
  box-shadow:0 7px 18px rgba(15,33,48,.09);
}
.hero-phone a[data-sms-callback]:hover,
.hero-phone a[data-sms-callback]:focus-visible{
  background:#fff;
  color:var(--primary-2);
  box-shadow:0 11px 24px rgba(15,33,48,.15);
}

/* Mobilos slider: a CTA-gombok alatti kék és korall színű vetett árnyék nélkül.
   Kizárólag a hero slide gombjait érinti; minden más gomb megtartja a stílusát. */
@media (max-width: 820px) {
  .hero-stage .hero-actions .btn,
  .hero-stage .hero-actions .btn:hover,
  .hero-stage .hero-actions .btn:focus-visible {
    box-shadow: none !important;
    filter: none !important;
  }
}

/* Keresőbarát, könnyen áttekinthető tudásoldalak – meglévő arculattal */
.seo-topics{margin-top:26px;padding:22px 24px;border:1px solid rgba(15,33,48,.08);border-radius:24px;background:rgba(255,255,255,.84);box-shadow:0 12px 35px rgba(15,33,48,.045)}
.seo-topics h3{font:700 clamp(1.3rem,2vw,1.62rem)/1.16 'Iowan Old Style',Georgia,serif;letter-spacing:-.015em;margin:0 0 14px}
.seo-topic-list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:10px}
.seo-topic-link{display:flex;align-items:center;justify-content:space-between;gap:12px;border:1px solid rgba(15,33,48,.08);border-radius:14px;padding:12px 15px;background:#fff;font-weight:700;color:#17384e;transition:transform .2s ease,box-shadow .2s ease}
.seo-topic-link:hover{transform:translateY(-2px);box-shadow:0 10px 20px rgba(15,33,48,.08)}
.seo-topic-link::after{content:'↗';font-size:1.05rem;color:#b47b36}
.seo-topic-note{margin:12px 0 0;font-size:.83rem;color:var(--muted)}
.seo-reading{max-width:880px;margin:0 auto}
.seo-reading h1{font:700 clamp(2.1rem,3.8vw,3.25rem)/1.08 'Iowan Old Style',Georgia,serif;letter-spacing:-.025em;margin:10px 0 18px}
.seo-reading h2{margin:36px 0 12px;font:700 clamp(1.42rem,2.2vw,1.9rem)/1.15 'Iowan Old Style',Georgia,serif}
.seo-reading h3{margin:22px 0 9px;font-size:1.11rem}
.seo-reading p,.seo-reading li{font-size:1.03rem;line-height:1.78;color:#41515f}
.seo-reading p.lead{font-size:1.13rem;line-height:1.68;color:#2c4151}
.seo-reading strong{color:#122e42}
.seo-reading a:not(.btn){color:#175270;text-decoration:underline;text-underline-offset:3px}
.seo-reading .guide-kicker{font-size:.82rem;letter-spacing:.13em;color:#687784;text-transform:uppercase;font-weight:800}
.seo-reading .guide-author{display:flex;flex-wrap:wrap;gap:12px;align-items:center;font-size:.87rem;color:#5e6d78;padding:12px 0 20px;border-bottom:1px solid #e9e1d8}
.seo-reading .guide-notice{margin:26px 0 0;background:#f5f8f8;padding:18px 22px;border:1px solid #e1e8e7;border-radius:16px;color:#425765;font-size:.94rem}
.seo-reading .guide-cta{margin:28px 0 18px;padding:24px;border-radius:23px;background:linear-gradient(140deg,#113349,#1c5666);color:#fff}
.seo-reading .guide-cta h2{margin:0 0 12px;color:#fff}
.seo-reading .guide-cta p{color:#e2eaed;margin:0 0 17px}
.seo-reading .guide-cta .btn{display:inline-flex}
.seo-reading .guide-related{margin-top:28px}
.seo-reading .guide-related ul{columns:2;column-gap:28px}
.seo-reading .guide-related li{break-inside:avoid;margin-bottom:10px}
.seo-reading ol,.seo-reading ul{padding-left:1.45rem}
.seo-reading .article-shell{background:#fff}
@media(max-width:760px){.seo-topic-list{grid-template-columns:1fr 1fr}.seo-topics{padding:18px}.seo-reading .guide-related ul{columns:1}}
@media(max-width:520px){.seo-topic-list{grid-template-columns:1fr}.seo-reading .guide-cta{padding:20px}}

/* Ellenőrzött útmutatók: kizárólag cikkek és jogi aloldalak */
.subpage .header-inner{gap:12px;min-height:76px}.subpage .site-header .brand{flex:0 1 auto}.subpage .site-header .brand img{max-width:100%;height:auto}.guide-header-back{flex:0 0 auto}.guide-back,.article-shell a.guide-back:not(.btn){display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 16px;border:1px solid #d7e0e2;border-radius:999px;background:#f5f8f8;color:#12374b;font:700 .88rem/1.25 system-ui,sans-serif;text-decoration:none;box-shadow:none;transition:background .18s,border-color .18s}.guide-back:hover{background:#e7eff0;border-color:#94b2bc}.guide-back:focus-visible{outline:3px solid #b27b3e;outline-offset:3px}.guide-breadcrumb{margin:0 0 20px}.guide-page .article-shell{padding:clamp(18px,4vw,42px);border-radius:24px}.guide-facts{display:grid;grid-template-columns:repeat(auto-fit,minmax(155px,1fr));gap:10px;margin:22px 0}.guide-facts>div{padding:15px;border-radius:14px;background:#f2f6f6;border:1px solid #dce7e6;min-width:0}.guide-facts strong{display:block;font-size:1.3rem;margin-bottom:5px}.guide-facts span{font-size:.85rem;color:#465660;line-height:1.4;display:block}.guide-table-wrap{width:100%;overflow-x:auto;margin:14px 0;border:1px solid #dbe2e4;border-radius:14px}.guide-table{width:100%;border-collapse:collapse;font-size:.91rem;line-height:1.45;color:#314454}.guide-table th,.guide-table td{padding:11px 12px;text-align:left;vertical-align:top;border-bottom:1px solid #e5ecec;overflow-wrap:anywhere}.guide-table thead th{background:#14384d;color:white}.guide-table tbody th{font-weight:600;background:#f7f9f9}.guide-table tr:last-child>*{border-bottom:0}.guide-sources{padding:19px 22px;margin-top:28px;background:#faf7f1;border:1px solid #e8dfd0;border-radius:17px}.seo-reading .guide-sources h2{margin:0 0 10px;font-size:1.35rem}.seo-reading .guide-sources p,.seo-reading .guide-sources li{font-size:.92rem;line-height:1.6}.guide-sources li{margin:7px 0;overflow-wrap:anywhere}.seo-reading .guide-notice{overflow-wrap:anywhere}.seo-reading .guide-author{gap:7px 14px}.seo-reading .guide-cta .btn{white-space:normal}.seo-reading h1{overflow-wrap:anywhere}.seo-reading a:not(.btn){overflow-wrap:anywhere}
@media(max-width:520px){.subpage .site-header .brand img{width:145px}.subpage .guide-header-back{font-size:.75rem;padding:8px 10px;min-height:42px;max-width:135px;white-space:normal;text-align:center}.subpage .header-inner{gap:8px;min-height:68px}.guide-page .article{padding:20px 0 40px}.guide-page .article-shell{padding:17px;border-radius:18px}.seo-reading h1{font-size:clamp(1.6rem,7.8vw,2.1rem);line-height:1.12}.seo-reading p,.seo-reading li{font-size:.96rem;line-height:1.65}.guide-facts{grid-template-columns:1fr}.guide-table th,.guide-table td{padding:9px 7px;font-size:.78rem}.guide-sources{padding:14px}.guide-breadcrumb{margin-bottom:14px}.seo-reading .guide-back{font-size:.8rem;padding:9px 12px;white-space:normal;text-align:center}}

/* Kizárólag a tudástári aloldalakon: kapcsolódó útmutatók és díjkártyák. */
.seo-reading .guide-related{padding:22px;margin:26px 0 22px;border:1px solid #e5dfd5;border-radius:20px;background:#faf8f3}
.seo-reading .guide-related h2{margin:0 0 15px;font-size:clamp(1.3rem,2.2vw,1.65rem)}
.guide-related-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(100%,230px),1fr));gap:12px;min-width:0}
.seo-reading a.guide-related-card:not(.btn){display:flex;align-items:center;justify-content:space-between;gap:12px;min-width:0;min-height:86px;padding:15px 16px;background:#fff;border:1px solid #dce3e5;border-radius:14px;text-decoration:none;color:#14384d;box-shadow:0 3px 12px rgba(15,33,48,.04);transition:border-color .2s,box-shadow .2s,transform .2s}
.guide-related-copy{display:grid;gap:4px;min-width:0}.guide-related-copy strong{font-size:1rem;line-height:1.3}.guide-related-copy>span{font-size:.86rem;line-height:1.45;color:#526776;font-weight:400}
.guide-related-arrow{display:grid;place-items:center;flex:0 0 34px;height:34px;border-radius:50%;background:#f7eddb;color:#805c29;font-size:1.2rem;line-height:1}
.seo-reading a.guide-related-card:hover{border-color:#b7cbd0;box-shadow:0 7px 17px rgba(15,33,48,.09);transform:translateY(-2px)}
.seo-reading a.guide-related-card:focus-visible,.seo-reading a.guide-price-link:focus-visible{outline:3px solid #b27b3e;outline-offset:3px}
.guide-price-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:14px;margin:18px 0 14px}
.guide-price-card{display:flex;flex-direction:column;align-items:flex-start;min-width:0;padding:22px;border:1px solid #dce4e5;border-radius:18px;background:linear-gradient(155deg,#fff,#f4f7f7);box-shadow:0 5px 18px rgba(15,33,48,.04)}
.guide-price-kicker{font-size:.76rem;letter-spacing:.09em;text-transform:uppercase;font-weight:800;color:#536975}.seo-reading .guide-price-card h3{margin:8px 0 15px;font-size:1.05rem;color:#12374b}
.guide-price-value{color:#12374b;font-size:clamp(1.9rem,4vw,2.6rem);letter-spacing:-.04em;font-weight:800;line-height:1.1;overflow-wrap:anywhere;margin-bottom:11px}.guide-price-value span{font-size:.95rem;font-weight:700;letter-spacing:0;white-space:nowrap}.guide-price-onrequest{font-size:clamp(1.35rem,2.5vw,1.75rem);letter-spacing:-.02em}
.seo-reading .guide-price-card p{font-size:.94rem;line-height:1.55;margin:0 0 18px}.seo-reading a.guide-price-link:not(.btn){display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:auto;min-height:44px;padding:10px 13px;border-radius:10px;background:#14384d;color:#fff;font-size:.89rem;font-weight:700;text-decoration:none;width:100%;box-sizing:border-box}.seo-reading a.guide-price-link:hover{background:#24576a}
.guide-price-note{padding:16px 18px;border:1px solid #e9dfce;background:#faf7f1;border-radius:13px}.seo-reading .guide-price-note p{font-size:.92rem;line-height:1.6;margin:6px 0 10px}.seo-reading .guide-price-note a{font-size:.83rem}
@media(max-width:620px){.guide-price-grid{grid-template-columns:1fr}.guide-price-card{padding:17px}.seo-reading .guide-related{padding:15px}.guide-related-grid{grid-template-columns:1fr}.seo-reading a.guide-related-card:not(.btn){padding:13px;min-height:74px}.guide-price-note{padding:13px}}
@media(prefers-reduced-motion:reduce){.seo-reading a.guide-related-card{transition:none}.seo-reading a.guide-related-card:hover{transform:none}}

/* Egészség Útlevél: összecsukható, JavaScript nélkül működő díjtábla. */
.guide-tariff{margin:18px 0;border:1px solid #dce4e5;border-radius:16px;background:#fff;overflow:hidden}
.guide-tariff summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 20px;cursor:pointer;list-style:none;background:#f4f7f7;color:#14384d;min-height:60px;box-sizing:border-box}
.guide-tariff summary::-webkit-details-marker{display:none}.guide-tariff summary:focus-visible{outline:3px solid #b27b3e;outline-offset:-4px}.guide-tariff summary:hover{background:#eaf1f2}.tariff-summary-copy{min-width:0;display:grid;gap:4px}.tariff-summary-copy strong{font-size:1.03rem;line-height:1.35}.tariff-summary-copy>span{font-size:.86rem;color:#526776;line-height:1.4}.tariff-toggle{display:grid;place-items:center;flex:0 0 34px;height:34px;border-radius:50%;background:#f7eddb;color:#805c29;font-size:1.35rem;font-weight:700}.tariff-toggle::before{content:'+'}.guide-tariff[open] .tariff-toggle::before{content:'−'}.tariff-content{padding:18px}.seo-reading .tariff-date,.seo-reading .tariff-footnote{font-size:.88rem;line-height:1.55;margin:0 0 12px;color:#526776}.tariff-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px}.tariff-table-wrap{min-width:0;margin:0 0 14px}.tariff-table caption{padding:10px 12px;background:#f7eddb;color:#634925;font-weight:700;text-align:left}.tariff-table th,.tariff-table td{padding:8px 10px;font-variant-numeric:tabular-nums}.tariff-table td,.tariff-table thead th:last-child{text-align:right;white-space:nowrap}.tariff-table tbody tr:nth-child(even) td{background:#f7f9f9}.seo-reading .tariff-footnote{margin:0}.tariff-table tbody th{white-space:nowrap}
@media(max-width:720px){.tariff-grid{grid-template-columns:1fr}.guide-tariff summary{padding:14px}.tariff-content{padding:12px}.tariff-table th,.tariff-table td{font-size:.9rem;padding:8px 10px}}

/* Felnőtt díjtábla: közvetlenül a gyermek díjkártyája mellett, külön indulódíjas kártya nélkül. */
.guide-price-grid>.guide-tariff-card{margin:0;min-width:0;border-radius:18px;background:linear-gradient(155deg,#fff,#f4f7f7);box-shadow:0 5px 18px rgba(15,33,48,.04)}
.guide-price-grid>.guide-tariff-card>summary{display:flex;flex-direction:column;align-items:stretch;justify-content:flex-start;gap:12px;padding:22px;background:transparent;min-height:100%;border-radius:17px;box-sizing:border-box}
.guide-price-grid>.guide-tariff-card[open]>summary{min-height:0;border-bottom:1px solid #dce4e5;border-radius:17px 17px 0 0}
.guide-price-grid>.guide-tariff-card>summary:hover{background:rgba(231,239,240,.6)}
.tariff-summary-title{font-size:1.25rem;font-weight:800;line-height:1.3;color:#12374b}
.tariff-summary-description{font-size:.94rem;line-height:1.55;color:#41515f;margin-bottom:6px}
.tariff-summary-action{display:flex;align-items:center;justify-content:space-between;gap:8px;margin-top:auto;min-height:44px;padding:9px 13px;border-radius:10px;background:#14384d;color:#fff;font-size:.89rem;font-weight:700;box-sizing:border-box}
.tariff-summary-action .tariff-toggle{flex-basis:26px;height:26px;background:#f7eddb;font-size:1.2rem}
.tariff-action-open,.guide-tariff-card[open] .tariff-action-closed{display:none}.guide-tariff-card[open] .tariff-action-open{display:inline}
.guide-tariff-card .tariff-grid{grid-template-columns:1fr;gap:4px}
.guide-tariff-card .tariff-content{padding:16px;background:#fff}
.guide-price-grid:has(.guide-tariff-card[open])>.guide-price-card{align-self:start}
@media(min-width:621px){.guide-tariff-card .tariff-grid{max-height:420px;overflow-y:auto;overscroll-behavior:contain;scrollbar-gutter:stable}.guide-tariff-card .tariff-table-wrap{margin-bottom:8px}.guide-tariff-card .tariff-footnote{margin-top:10px}}
@media(max-width:620px){.guide-price-grid>.guide-tariff-card>summary{padding:17px;min-height:0}.guide-tariff-card .tariff-content{padding:12px}}

/* Visible feedback for the inquiry form; all other components unchanged. */
.form-status:empty{min-height:0;margin:0}
.form-status:not(:empty){padding:14px 16px;border:1px solid transparent;border-radius:16px;line-height:1.5;overflow-wrap:anywhere;scroll-margin-bottom:24px}
.form-status.pending{color:#335465;background:#f0f5f6;border-color:#d5e4e7}
.form-status.ok{color:#195e47;background:#edf8f1;border-color:#bfdccb}
.form-status.err{color:#963939;background:#fff4f1;border-color:#edd3cd}
.form-status:focus{outline:none}
#submit-lead:disabled{cursor:wait;opacity:.72}